Tata Capital Hiring Fresher’s – Loan Officer Sales Role | Karnataka
Job role insights
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Date posted
November 21, 2025
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Closing date
December 14, 2025
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Career level
Fresher
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Qualification
Any Degree
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Experience
Fresher, No Experience
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Gender
Any Gender is OK
Description
Tata Capital, a leading Tata Group financial services company, is inviting applications for the position of Loan Officer – Retail MFB (Microfinance Business) in Kalaburgi, Karnataka. This role involves managing microfinance lending operations, identifying joint liability groups (JLGs), ensuring timely disbursement, and achieving collection targets with minimal delinquency.
The Loan Officer will be responsible for field visits, centre meetings, customer assessment, portfolio quality control, delinquency tracking, and supporting geographical expansion. The role also demands regular follow-ups with borrowers, especially overdue accounts, while building strong customer relationships and driving business growth across assigned territories.
This is a strong career opportunity for candidates passionate about microfinance, sales, customer service, and rural lending.
Key Requirements:
Education: Graduate in any discipline
Experience: Freshers to 5 years (experience in microfinance or JLG model preferred)
Skills: Relationship management, sales ability, customer service understanding
Key Responsibilities:
Achieve disbursement and collection targets
Identify and manage JLG groups
Conduct field visits, centre meetings & loan applicant assessments
Monitor repayment, delinquency & fraud control
Support business expansion into new areas
Build strong customer relationships
This full-time position offers strong learning opportunities in the microfinance sector under the trusted Tata Capital brand.